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Choosing the Right Path
Investment Management

Choosing the Right Path
for Your Plan

Evidence-based portfolio construction tailored to your goals, timeline, and risk tolerance.

Common Concerns

Questions You May Have

These are the questions we hear most often from clients. We're here to help you find the right answers.

1
How much of my money should I have in the stock market?
2
Should I just buy index funds?
3
Is the market too expensive? Should we wait for a correction?
4
Should I put some of my money in rental real estate?
5
Should I focus on high dividend stocks?
6
What happens if interest rates go up?
7
How much Facebook, Apple, Netflix and Google should we own?
8
Can I invest in startups?
9
What about Bitcoin?
Our Approach

How Can We Help You Invest?

01

Education & Research

  • How markets work
  • Historical return factors
  • Trends & innovations
  • Understanding risk
  • Investing psychology
02

Integration with Planning

  • Purpose
  • Timeline
  • Account selection (401k, Roth, 529, etc)
  • Required returns
  • Risk budgeting
03

Custom Design

  • Strategy preferences
  • Allocation choices
  • Investment styles
  • Mutual funds, ETFs, etc
  • Private investments
04

Execution

  • Minimize taxes
  • Manage all fees
  • Rebalance
  • Dividend strategy
  • Cash inflows/withdrawals
05

Measure Everything

  • Total portfolio performance
  • All accounts in one view
  • Includes private investments
  • Helpful charts & graphs
  • Market insight
Our Thinking

Our Investment Philosophy

These are the core beliefs that guide every portfolio we build and every recommendation we make.

Simplicity First

Start with simple & practical strategies. Only add complexity if it is definitely worth it. Complexity often creates hidden costs and confusion without meaningful benefit.

Cash Flow is the Foundation

Daily decisions about cash and cash flow make a BIG long-term impact. Have plenty of access to cash before tying up investments — liquidity is an asset.

Sequence Matters

The planning sequence matters. Each decision impacts the next, creating a compounding effect. Getting the order right can mean the difference between success and costly mistakes.

No Single 'Right' Way to Invest

There is no single correct way to invest, but there are many bad ways. We use the most compelling evidence to construct portfolios — not trends, not emotion.

Diversify Before You Need To

Diversification only works if it's in place BEFORE the market turns. Waiting until volatility arrives is too late — we build resilient portfolios proactively.

Tax Strategy is Year-Round

Tax strategy needs to happen throughout the year, not just at tax time. Proactive coordination with your CPA can dramatically improve after-tax returns.

The AWM Difference

How is AWM Different?

We've built our practice around what financial advice should be — client-focused, evidence-based, and delivered with care.

No Sales Pressure

We don't have a boss with quotas. Our only obligation is to you. Every recommendation we make is driven by your best interest, not a product commission.

We Pay Attention to the Details

The little things matter a lot in wealth management. Small optimizations in fees, taxes, and timing compound into meaningful results over time.

Practical, Personal Recommendations

We make recommendations from personal experience — we follow our own advice and invest alongside our clients using the same strategies we recommend.

We Coordinate Your Full Team

We work alongside your CPAs, attorneys, and other professionals to make sure every piece of your financial life is working together efficiently.

No Minimum Requirements

We don't have a minimum account size or requirements. We serve clients based on fit and commitment, not arbitrary asset thresholds.

Evidence-Based Portfolios

We use the most compelling academic evidence to construct investment portfolios — not market trends or speculation. Our approach is disciplined and time-tested.

Technology That Works for You

We offer the latest technology to keep your financial information in one place — giving you a clear, real-time picture of your complete financial life.

Transparent Pricing

Investment Management Fees

Simple, transparent pricing that scales with your portfolio

Total Household Managed Assets
Annual % of Managed Assets Fee*
First $250,000
Included
Next $250,000
0.90%
Next $500,000
0.80%
Next $500,000
0.70%
Next $500,000
0.60%
Next $3,000,000
0.50%
Over $5,000,000
Custom

*A minimum fee of $250/month for ongoing planning applies in addition to the managed assets fee.